Last Updated: May 8, 2025
1. Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you and Sparan ("we", "us", "our") governing your access to and use of our website, mobile application, and e-Wallet services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.
2. Eligibility
To use our Services, you must be at least 18 years old and have the legal capacity to enter into a binding contract with us. By using our Services, you represent and warrant that you meet these requirements. If you are using our Services on behalf of a business or other entity, you represent and warrant that you have the authority to bind that entity to these Terms.
3. Account Registration
To access certain features of our Services, you may need to create an account. When you register for an account, you agree to:
- Provide accurate, current, and complete information;
- Maintain and promptly update your account information;
- Keep your account credentials secure and confidential;
- Notify us immediately of any unauthorized access to your account;
- Accept responsibility for all activities that occur under your account.
We reserve the right to suspend or terminate your account if any information you provide is inaccurate, false, or incomplete, or if we believe you have violated these Terms.
4. Identity Verification
To comply with applicable laws and regulations, we may require you to provide additional information to verify your identity. This may include government-issued identification, proof of address, and other personal information. We may also use third-party verification services to validate the information you provide. You agree to cooperate with our verification processes and understand that failure to complete verification may limit your ability to use our Services.
5. E-Wallet Services
5.1 Payment Processing
Our Services enable you to make and receive payments using various payment methods. We will process your payment instructions in accordance with the information you provide. You are responsible for ensuring the accuracy of all payment information, including recipient details and transaction amounts.
5.2 Transaction Fees
We charge fees for certain transactions and services as described in our fee schedule, which may be updated from time to time. All fees are non-refundable unless required by law. We will clearly communicate any applicable fees before you complete a transaction.
5.3 Transaction Limits
We may impose limits on the amount or number of transactions you can make. These limits may vary based on your verification level, transaction history, and other factors. We will notify you of any applicable limits and any changes to these limits.
5.4 Rewards Program
Our rewards program allows you to earn points on eligible transactions. Points have no cash value and are subject to our rewards program terms. We may modify or terminate the rewards program at any time.
5.5 Staking Services
Our staking services enable you to earn returns on eligible assets. Staking involves risks, including the potential loss of principal. By using our staking services, you acknowledge and accept these risks. Staking returns are not guaranteed and may vary based on market conditions.
6. Prohibited Activities
You agree not to engage in any of the following prohibited activities:
- Violating any applicable law, regulation, or third-party rights;
- Using our Services for illegal purposes, including money laundering, terrorist financing, or fraudulent activities;
- Attempting to interfere with or disrupt our Services or servers;
- Circumventing any security measures or access controls;
- Using robots, scrapers, or other automated means to access our Services;
- Attempting to decompile, reverse engineer, or disassemble any part of our Services;
- Submitting false, misleading, or inaccurate information;
- Impersonating any person or entity;
- Encouraging or enabling others to violate these Terms.
We reserve the right to investigate and take appropriate action against any suspected violation of these prohibitions, including suspending or terminating your account and reporting you to law enforcement authorities.
7. Intellectual Property
All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof, are owned by us, our licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for your personal or internal business purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services, except as permitted by these Terms.
8. User Content
You retain ownership of any content that you submit, post, or display on or through our Services ("User Content"). By providing User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content to operate and provide our Services.
You represent and warrant that you have all rights, licenses, consents, and permissions necessary to grant us the rights to your User Content as described in these Terms, and that your User Content does not violate the intellectual property rights or other rights of any third party.
9. Disclaimer of Warranties
YOUR USE OF OUR SERVICES IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SERVICES OR THE SERVERS THAT MAKE OUR SERVICES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES; (III) ANY CONTENT OBTAINED FROM OUR SERVICES; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU HAVE PAID TO US FOR USE OF OUR SERVICES DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
11. Indemnification
You agree to defend, indemnify, and hold us harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your violation of any rights of another.
12. Termination
We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms. Upon termination, your right to use our Services will immediately cease.
All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
13. Changes to Terms
We reserve the right to modify or replace these Terms at any time. We will provide notice of any material changes through our Services or by other means. Your continued use of our Services after such modifications constitutes your acceptance of the modified Terms.
14. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions.
Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall first be resolved through good faith negotiations. If the dispute cannot be resolved through negotiation, it shall be referred to and finally resolved by arbitration in Dublin, Ireland in accordance with the rules of the International Chamber of Commerce.
15. Miscellaneous
These Terms constitute the entire agreement between you and us regarding our Services and supersede all prior agreements and understandings, whether written or oral.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign or transfer these Terms, at our sole discretion, without restriction.
16. Contact Us
If you have any questions about these Terms, please contact us at:
Sparan
Email: legal@sparan.com
Address: Dublin, Ireland